Fixed Rate mortgage – Owner Occupier with Advantage Package *

Fixed Rate mortgage – Owner Occupier with Advantage Package *

LVR stands when it comes to initial loan to value ratio at loan approval. LVR could be the level of your loan set alongside the Bank’s valuation of the home provided to secure your loan expressed as a portion.
For instance, that loan of $400,000 to get a property worth $500,000 leads to that loan to value ratio of 80%. The interest levels listed here are for brand new loans. Mortgage rates are set in line with the initial LVR and don’t change as a result of modifications to your LVR through the lifetime of the mortgage.

Obtain a 0.15% p.a. Discount on Advantage Package * for balances above $150,000 (within the under prices)

Term yearly price contrast price 1
Principal & Interest
12 months standard fixed rate less package discount 2.94% p.a. 3.86% p.a.
LVR up to 60%
(Includes further discount of 0.10% p.a. )
2.84% p.a. 3.76% p.a.
LVR above 60per cent as much as 80per cent
(Includes further discount of 0.05% p.a. )
2.89% p.a. 3.81% p.a.
LVR above 80%
(No modification to standard price)
2.94percent p.a. 3.86% p.a.
2 year standard fixed rate less package discount 2.94% p.a. 3.81% p.a.
LVR up to 60%
(Includes further discount of 0.10% p.a. )
2 http://www.speedyloan.net/installment-loans-tx/.84% p.a. 3.72% p.a.
LVR above 60per cent as much as 80per cent
(Includes further discount of 0.05% p.a. )
2.89% p.a. 3.77% p.a.
LVR above 80%
(No switch to standard price)
2.94percent p.a. 3.81% p.a.
3 standard fixed rate less package discount 2.94 12 months% p.a. 3.77% p.a.
LVR up to 60%
(Includes further discount of 0.10% p.a. )
2.84% p.a. 3.67% p.a.
LVR above 60per cent as much as 80per cent
(Includes further discount of 0.05% p.a. )
2.89% p.a. 3.72% p.a.
LVR above 80%
(No switch to standard price)
2.94percent p.a. 3.77% p.a.
4 12 months standard fixed rate less package discount 2.94% p.a. 3.73% p.a.
LVR up to 60%
(Includes further discount of 0.10% p.a. )
2.84% p.a. 3.63% p.a.
LVR above 60per cent as much as 80per cent
(Includes further discount of 0.05% p.a. )
2.89% p.a. 3.68% p.a.
LVR above 80%
(No switch to standard price)
2.94percent p.a. 3.73% p.a.
5 standard fixed rate less package discount 2.94 12 months% p.a. 3.69per cent p.a.
LVR up to 60%
(Includes further discount of 0.10% p.a. )
2.84% p.a. 3.60% p.a.
LVR between 60% to 80%
(Includes further discount of 0.05% p.a. )
2.89% p.a. 3.64% p.a.
LVR above 80%
(No change to rate that is standard
2.94percent p.a. 3.69% p.a.
Interest Only
1 12 months standard fixed rate less package discount 3.94% p.a. 4.47% p.a.
LVR up to 60%
(Includes further discount of 0.10% p.a. )
3.84% p.a. 4.38% p.a.
LVR above 60per cent as much as 80per cent
(Includes further discount of 0.05% p.a. )
3.89% p.a. 4.42% p.a.
2 standard fixed rate less package discount 3.84 12 months% p.a. 4.44% p.a.
LVR up to 60%
(Includes further discount of 0.10% p.a. )
3.74% p.a. 4.35% p.a.
LVR above 60per cent as much as 80per cent
(Includes further discount of 0.05% p.a. )
3.79% p.a. 4.39% p.a.
3 year standard fixed rate less package discount 3.84% p.a. 4.42% p.a.
LVR up to 60%
(Includes further discount of 0.10% p.a. )
3.74% p.a. 4.33% p.a.
LVR above 60per cent as much as 80per cent
(Includes further discount of 0.05% p.a. )
3.79% p.a. 4.38% p.a.
4 12 months standard fixed rate less package discount 4.14% p.a. 4.51% p.a.
LVR up to 60%
(Includes further discount of 0.10% p.a. )
4.04% p.a. 4.41% p.a.
LVR above 60per cent up to 80per cent
(Includes further discount of 0.05% p.a. )
4.09% p.a. 4.46% p.a.
5 year standard fixed rate less package discount 4.14% p.a. 4.51% p.a.
LVR up to 60%
(Includes further discount of 0.10% p.a. )
4.04% p.a. 4.41% p.a.
LVR above 60per cent as much as 80per cent
(Includes further discount of 0.05% p.a. )
4.09% p.a. 4.46% p.a.

Relocation Mortgage Loan – Owner Occupier

LVR stands for the initial loan to value ratio at loan approval. LVR may be the number of your loan when compared to Bank’s valuation of the home agreed to secure your loan expressed as a portion.
For instance, financing of $400,000 to get a residential property worth $500,000 leads to a loan to value ratio of 80%. The interest levels listed here are for brand new loans. Mortgage loan rates are set on the basis of the initial LVR and don’t change as a result of changes into the LVR through the life of the mortgage.

Mortgage rates of interest

Owner occupiers – Principal + Interest

Owner occupiers – Interest just

Investors- Principal + Interest

Investors – Interest just

The adjustable rates above include a price reduction that is placed on the reference rate that is relevant. These rates that are variable just readily available for brand new ING protection home and borrowings. All prices and information are proper at time of book and tend to be susceptible to alter.

Owner occupiers – Principal + Interest

LVR is 80% or less

LVR is above 80% much less than or add up to 90%

LVR is significantly more than 90percent

Owner occupiers – Interest just

LVR is 80% or less

Investors – Principal + Interest

LVR is 80% or less

Investors – Interest just

LVR is 80% or less

The adjustable rates above include a price reduction that is put on the reference rate that is relevant. These variable prices are just readily available for brand brand brand brand new ING protection home and borrowings. All prices and information are proper at time of book and tend to be susceptible to alter.

Owner occupiers – Principal + Interest

LVR is 80% or less

LVR is above 80% much less than or corresponding to 90%

LVR is significantly more than 90per cent

Owner occupier – Interest just

LVR is 80% or less

Investors – Principal + Interest

LVR is 80% or less

Investors – Interest just

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