Advance loan America – Feasible Collection and Advance Fee Loan Scams

Advance loan America – Feasible Collection and Advance Fee Loan Scams

Additionally Conducting Business As:

  • Advance America
  • Advance America Pay Day Loans
  • Money America
  • Cash loan of America
  • Advance Loan USA
  • Fast Cash

Note: “Advance America” Should Not Be Confused with Advance America, money Advance Centers of Washington, LLC, which can be a Lender that is licensed in

The Washington state dept. of Financial Institutions (DFI) warns customers never to provide any person that is nonpublic, such as for example social safety number, bank card, or banking account information to virtually any specific, internet site, or company without first verifying their identity and permit status.

DFI has gotten reports of obvious frauds carried out by people claiming to express Advance America, Cash America, advance loan America, advance loan United States Of America, Speedy money, and Advance America payday advances.

Numerous customers received telephone calls and/or emails from individuals claiming to represent cash loan America, money America, and Advance America payday advances where in actuality the callers offered loans in return for upfront costs. The callers insisted that they were calling to discuss the consumers’ online payday loan applications although several consumers never applied for a payday loan. One customer stated that, when she declined to wire money to your caller, the caller threatened action that is legal her. Several other customers compensated the fee that is upfront failed to have the loan guaranteed. One or more customer additionally received a similar loan offer via email.

Two customers reported finding a call from a person claiming to represent advance loan America. The consumer was told they would receive a deposit and was instructed to purchase iTunes gift cards and send them to the caller in one case. The buyer complied with all the caller’s demands; nonetheless no loan had been supplied. The consumer was told to purchase a Google Play gift card from a local retailer in order online payday loans to prove the consumer could repay the loan in the second case. The buyer bought a gift that is amazon alternatively once the customer suspected it may possibly be a scam. The customer contacted the so-called agent who the buyer identified as Brian Jones. She purchased a different type of gift card the consumer stated that Mr. Jones became very upset with her when she told Mr. Jones.

A few customers were contacted by people claiming that they certainly were collecting a financial obligation owed to advance loan America, Advance America, or Speedy money. One customer reported receiving multiple harassing phone calls. The caller reported that the customer owed a financial obligation for a 2007 cash advance but refused to supply virtually any information about your debt. The buyer reported that he failed to sign up for any payday advances in 2007. An additional instance, a customer received a text demanding repayment. That customer stated that he never ever had that loan.

Two customers reported emails that are receiving people claiming to represent cash loan United States Of America. The email messages suggested that the customers owed for a so-called financial obligation and had a need to spend straight away in order to avoid further action. Both customers reported never ever acquiring financing with advance loan United States Of America.

In 2 other cases that are separate customers received a message that reported the “Semrad attorney” will be managing the collection in the event that consumer failed to spend funds. One e-mail claimed it was from “Kristen Johnson” when you look at the “Accounting Department,” as well as the other reported “Nik Ramon” in the “Settlement Department.”

An additional instance, a consumer received a page that advertised “Pacific Legal Group” could be managing the collection in the event that customer failed to pay funds. The page threatened that a action that is civil recently been filed and criminal action and wage garnishment will be forthcoming in the event that settlement quantity had not been paid instantly.


  • Pacific Legal Group, PC (bay area, CA)Pacific Legal Group, Computer has provided the after declaration to customers regarding their company tasks: “At the current time, Pacific Legal Group, PC doesn’t have customers in Washington State, but we do provide appropriate representation into the Ninth Circuit Court of interests Washington State residents. Pacific Legal Group, Computer will not make any unsolicited calls to customers.
  • Pacific Legal Group (Provo, UT)Pacific Legal Group has provided the after declaration to customers regarding their company activities: “Pacific Legal Group” based in Huntington Beach California is certainly not related to Pacific Legal Group, a subscribed d/b/a/ of Avery Burdsal and Fale, Computer with workplaces in Utah.
  • Pacific Legal Foundation (Bellevue, WA and Sacramento, CA)
  • Pacifica Law Group (Seattle, WA)
  • Pacific Legal Group (Bangkok, Thailand)

These apparent frauds are linked to the after contact information:

Nevertheless, in some instances, emails or letters from unlicensed entities participating in fraudulent task will include accurate private information, such as for instance current or previous details, active cell phone numbers, or social protection figures. The Department encourages customers whom get communications containing private information to contact their banks, credit-reporting agencies, therefore the Social protection management to make certain there’s absolutely no unauthorized task to their reports.

Business Collection Agencies Laws

From you, the collection activity may be subject to the federal Fair Debt Collection Practices Act (FDCPA) if you received a loan from a lender or owed money to a business and someone other than the lender or business is now attempting to collect. In the event that you be given a communication from a celebration claiming that the financial obligation is owed, you need to request a “written validation notice,” which must through the quantity of your debt, the title regarding the creditor you borrowed from, along with your legal rights underneath the FDCPA.

If somebody threatens to garnish your wages, contact your company, or makes use of threatening, daunting, or unpleasant language, report such actions to mention and federal regulators. See below for simple tips to contact the correct state and federal regulator.

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